Am I eligible for OSAP?

To be eligible for funding through the Ontario Student Assistance Program (OSAP), you must:  

  • Be a Canadian citizen, permanent resident or a protected person  
  • Be a resident of Ontario 
  • Be enrolled in an OSAP eligible program 
  • Meet course load requirements (see What is the course load threshold for OSAP for more details) 
  • Demonstrate financial need 

There are other factors that may impact your OSAP eligibility, including but not limited to:  

  • Academic progress requirements 
  • Previous default on a student loan 
  • Outstanding loan overpayments 
  • A failed credit check